Boss of life- SAGE. You know....somepeople are to create the platform for you..and all you need do is to make it realistic... Sage is an icon and a doyen of the Law field!! seriously i feel you guys should also get to learn from his crazy thoughts.... check out his blog @ http://lordofathousandsagesblog.wordpress.com. it amusingly dope.. learn from the bosses...

WHAT STUDENT DEBTS IS DOING TO THE ECONOMY. Two-thirds of students take out loans to pay for college, and their combined debt could have a broad impact on the housing market and overall economy, according to a new analysis from the Authorities This is the case because people are taking out more loans than they used to, but their ability to pay them off hasn't kept pace. Professionals note that banks have written off billions of dollars and approximately 850,000 former students have defaulted on loans just in the first few months of 2013. People used to take out loans, go to school, get jobs and pay off their debt in a reasonable amount of time. But rising college costs paired with a struggling economy and high unemployment among young people has made that difficult. Latinos and African-Americans, particularly, are more likely to take out private student loans instead of federal loans than in the past. That can be problematic because private loans often carry higher interest rates and repayment plans are less flexible. Many people now graduate and return home to live with their parents -- sometimes without a job -- which means they aren't buying their own homes. Home ownership rates among young people are at some of the lowest points in decades. Minorities, who are more likely to be burdened with student debt, are expected to represent more than 70 percent of net household growth between 2010 and 2020. So going to school too is like a risk in business, especially when your tution fees were paid from LOAN!!!! Let ponder on this... Prof. Yemitan seyi

STARTING POINT

A larger percentage of ideas been protected or even the ones being pitched around will never go anywhere, and it is important to know that these ideas are bound to fail not because they are invalid or because they are not brilliant, most of them will fail because of only one thing. Just one thing- EXECUTION. All kind of people have absolutely brilliant ideas, just thinking about them, writing them down in some documents they guard diligently, discussing them with friends, family, associates and waiting for them to say WOW that’s a great idea! But in the end do absolutely nothing to make the ideas come to life, or having poor execution. I was also faced with such challenge back then in high school- LISSIE COMPREHENSIVE COLLEGE. Many ideas and innovations in my mind but no igniting spirit and resources... It high time Nigerians stood up to take the risk of exploring and creativity... Ideas are to be acted upon and not thought upon only! am sure you all agree with me... This is just a little piece of mine.. Prof Yemitan seyi

EFFECTIVE TIME MANAGEMENT FOR SCHOLARS

Manage Your Work, Don't Let It Manage You: Tips for Managing Your Time and Getting Ahead pdf format Goals of Time Management To be able to have control over your life - manage your time, don't let it manage you! To be healthier and happier (less stress). Seven Suggestions for Effectively Managing Your Time 1. Be Organized Use time saving tools: appointment calendars, "to do" lists, e-mail, answering machines, file folders, etc. Have an organized workplace (don't waste time constantly looking for your work). Use your appointment calendar for everything, including listing study time. Use "to do" lists for both long-term and for each day/week. 2. Plan Ahead (Schedule it and it will happen!) Determine how long your tasks will take (do this before agreeing to take on a task!) Consider whether any activities can be combined. Determine if big tasks can be broken down into smaller tasks that may be easier to schedule (such as studying for exams and visiting the library as part of an assignment to write a term paper). 3. Prioritize Your Tasks Use an A-B-C rating system for items on your "to do" lists with A items being highest priority. Set goals for both the short term and long term as to what you want to accomplish. Look at all of your "to do"s to gauge the time requirement and whether additional resources will be needed to accomplish them (if yes, schedule time to obtain those resources). Don't postpone the small tasks (a sense of accomplishment is good and overlooked small tasks can become larger tasks.) 4. Avoid Overload Include time for rest, relaxation, sleep, eating, exercise, and socializing in your schedule. Take short breaks during study and work periods. Don't put everything off until the last minute (for example, don't cram for exams). Learn to say "no" when appropriate and to negotiate better deadlines when appropriate. 5. Practice Effective Study Techniques Have an appropriate study environment. Split large tasks into more manageable tasks. Read for comprehension, rather than just to get to the end of the chapter. Be prepared to ask questions as they come up during study, rather than waiting until just before an exam. Do the most difficult work first, perhaps breaking it up with some easier tasks. Don't wait until the last minute to complete your projects. Read the syllabus as soon as you get it and note all due dates (and "milestone" times) on your calendar. Be a model student! (be attentive and participative in class, and punctual, prepared, and eager to learn) 6. Be Able to be Flexible The unexpected happens (sickness, car troubles, etc.); you need to be able to fit it into your schedule. Know how to rearrange your schedule when necessary (so it doesn't manage you - you manage it). Know who to ask for help when needed. 7. Have a Vision (why are you doing all of this?) Don't forget the "big picture" - why are you doing the task - is it important to your long-term personal goals? Have and follow a personal mission statement (personal and career). (Are your activities ultimately helping you achieve your goals?) Know what is important to you. (What do you value most?) Have a positive attitude!

the revolution of the ploughed unevenly distributed profit in the economy is yet to be revealed.. it about time we thought of the positive measures to be taken in place in order to enlighten the optimistic citizens that are ready to take the risk of engaging their business ideas into a healthy competition with similar innovations in the economy....